Having car insurance in Spain (like in the UK) is obligatory by Spanish law. Car insurance in Spain comes in many sizes, you can get insurance for a car whether it’s brand new or you’ve had it for 20 years. Some insurance policies also cover third party fire as well as theft – although this can be rather expensive depending on your car. Theft of cars (especially luxury cars) in Spain has been on the increase in recent years, meaning that this is becoming an ever more contracted policy.

Discounts for name drivers and own damage waiver / excess are also available. Your Spanish car insurance can also have a no claims discount of up to 65%.

Additional insurance policy options which you can include in your Spanish insurance policy can be full European roadside assistance and even the cost of renting a car due to an accident.

When you contract motor insurance in Spain be sure to get all the information before you make a decision, and remember it is not all about the price! If you will be using your car to travel often throughout Spain, you will definitely want your insurance to cover car hire in case of an accident. Or if you have a brand new luxury car, don’t risk losing your investment if you live in an area where there have been car robberies.